AI helper
The consultant shall procure and maintain liability insurance for the full duration of the contract. This includes workers compensation, employers liability, commercial automobile liability, commercial general liability, professional liability insurance, drone liability insurance (if applicable), watercraftmarine liability insurance (if applicable), consultant pollution liability, and cybersecurity insurance. Specific minimum coverage limits are provided for each type of insurance. The contractor shall not proceed with any work until all required insurance coverage is obtained and approved. The contractor must provide at least thirty (30) days prior written notice to the authority if any coverage is to be materially changed, reduced, or canceled. All policies must be issued by insurance carriers with an AM Best rating of at least A and a financial size category of at least VIII, and be licensed in the state of New Jersey. Insurance policies shall apply on a primary and noncontributory basis, and name the State of New Jersey, the New Jersey Water Supply Authority, and the Department of Environmental Protection as additional insureds. The contractor waives all rights of recovery against the authority for any loss, damage, or injury that is self-insured, insured, or required to be insured. The contractor shall also require a waiver of subrogation on all of its insurance policies in favor of the specified parties. Proof of insurance must be submitted in the form of certificates of insurance with relevant endorsements. Deductibles and self-insured retentions must be disclosed and approved by the authority. Failure to procure or maintain required insurance constitutes a material breach of contract. The contractor agrees to indemnify, defend, and save harmless the State of New Jersey, the New Jersey Water Supply Authority, and the Department of Environmental Protection from and against any and all claims, demands, suits, actions, recoveries, judgments, and costs and expenses in connection therewith, resulting from the performance of the project or through the negligence of the contractor or any improper or defective machinery, implements, or appliances used, or through any act or omission on the part of the contractor or their agents, employees, or servants. This indemnification obligation is not limited by, but is in addition to, the insurance obligations.
